4.8 Superannuation and Pension arrangements
You should arrange to continue to contribute to your State Pension and any other pension plans you might have but tax relief on the premiums may not apply while you are abroad. It is also important to try and protect you pension rights if you have been working within the NHS. These can be 'frozen' while you are abroad in a non NHS post or you may be able to continue paying contributions while overseas. Things may well change in the future if the government should choose to implement the recommendations in Lord Crisp's report (see Section 3.2). There is also the possibility of paying additional voluntary contributions on your return to make up for lost years. Approach your Trust finance officer for free advice on these matters or the NHS Pensions Agency
My thanks to Chris Lavy, Eldryd Parry, Ian Spillman and Nick Wooding, all of whom have worked overseas and have a continuing involvement, for their helpful comments and advice.
First edition 1994 - Entitled ‘A Medical Missions Handbook’ by Peter Saunders.
Second Edition 1998 (updated April 2000)
Third Edition September 2003 - by Peter Armon
Fourth Edition 2007 – renamed ‘Working Abroad’ - totally revised & rewritten by Peter Armon
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DISCLAIMER
While seeking to be accurate in all the details contained in this document, CMF cannot be held responsible for the information contained in this booklet. The reader should double check the information for him/herself
